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Triathlon Travel Insurance

As the Official Supplier of British Triathlon, we’ve designed our triathlon holiday insurance specifically for triathletes—whether you’re competing at home or abroad.

From a local sprint triathlon while on holiday to the Ironman World Championships, our cover ensures you’re protected. We include emergency medical expenses, repatriation to the UK, and race fee cancellation—plus all the essentials you’d expect from a top-tier travel insurer.

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Ask yourself two questions about your travel insurance -

Have I checked it covers holidays where the primary purpose is cycling?

e.g. training camp

Have I checked it covers me if I'm taking part in a timed event?

e.g. sportive or triathlon?

Our Triathlon Travel Insurance has been designed specifically for triathletes competing abroad.

Did you know?

EHIC/GHIC card protection is only valid if you are taken to a state hospital in Europe.

Most mountain resorts only have private hospitals whilst state hospitals are few and far between in most of Spain and Portugal.

Just like winter sports travel insurance, we’ve made triathlon travel insurance simple and easy to understand. It’s often been needlessly complicated, but our goal is to provide clear, straightforward cover for anyone competing in a triathlon outside the UK.

Triathlon SPECIFIC or GENERIC TRAVEL?

As triathletes ourselves, we knew that standard travel insurance didn’t meet the unique needs of our sport. That’s why we worked closely with our customers to create specialist cover designed specifically for triathletes—without compromising on the essentials of a standard travel insurance policy.

Many people don’t realise the limitations of standard holiday insurance. Whether you’re racing at the Ironman World Championships or training with a group, your regular policy is likely to fall short.

If you are taking several trips over the course of the year, it may work out as better value to take out an annual policy.

Annual or Short Term

A Travel lots, pay less

By spreading the risk over 12 months, we can reduce the rates for you, while still providing cover for every race, holiday and training camp you enjoy abroad.

Our annual policies also include winter sports cover, so purchasing an annual travel insurance before your cycling trip in the summer could save you the hassle of finding another insurer before your skiing trip in the winter.

B No commitment

For those who don’t travel so frequently or don’t want the commitment we also offer short term, single-trip policies. Whilst these are obviously more expensive pro-rata, they offer great flexibility and the same cover afforded to regular travellers.

Discounts

With discounts available for Families and Couples, there is no need to purchase separate annual travel insurance if you’re not all going to be riding. If you travel with you partner we offer them a 50% discount.

For a family policy with two adults, your first child will be added to the policy for half the price, and any more will be added for free. The same discount is available for single parent families where you pay for one adult.

If you are organising a trip with your cycling club, our group discount allows parties of 5 – 10 people to travel on one policy with a 5% discount.

Since active people rarely confine themselves to a single discipline, our annual policies also include free winter sports cover.

A Cover summary
B Competitor comparison

Travel

Trip Cancellation	£5,000
Medical Expenses	£10m
Repatriation	£10m
Dental Treatment	£250
Hospital Benefit	£500
Valuables	£5,000
Travel Documents	£250
Delayed Baggage	£250
Personal Money	£500
Travel Delay	£250
Holiday Abandonment	£5,000
Missed Departure	£1,000
Loss of Limbs or Sight	£20,000
Permanent Disablement	£20,000
Death Benefit	£10,000
Personal Liability	£2m

Cycle Cover

Emergency Cycle Hire	£500
Race Fee Cancellation Cover	£500
Cycle Breakdown Benefit	£200
Cycle Repatriation Benefit	£250
Gadget Cover	£2,000

Winter Sports (ANNUAL)

Ski Equipment	£350
Ski Hire	£300
Ski Pack	£200
Piste Closure	£300
Delay due to Avalanche	£300

	Europe			Worldwide (inc USA)
	365 days	5 days	10 days	365 days	5 days	10 days	Excess
Bikmo Competitive Travel Insurance	£287	£98	£154	£530	£213	£409	£50
Sportscover Direct Gold	£541	£141	£186	£2,201	£531	£709	£90
Snowcard Pro Extreme Adventure	£476	£109	£165	£664	£156	£251	£100
Yellow Jersey Cycle Travel	£153	£48	£77	£130	£91	£194	£60

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Cycling travel insurance quotes are based on a 35-year-old single male traveller. The maximum trip length for annual policies was set at 30 days for all policies where the option was given. The activity Selected was Downhill Mountain Biking, including racing. The cycle travel insurance comparison quotes are all based on a similar level of cover the Yellow Jersey cycle travel cover gives as standard: e.g. Trip Cancellation £5,000, Medical Expenses £10m, Baggage £5,000, Personal Liability £2m, etc.

Essentials

Performance

Ultimate

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