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Triathlon Travel Insurance

As the Official Insurance Supplier for the British Triathlon Federation, we developed our travel insurance to cater for triathletes both at home and abroad.

Whether you’ve entered the local sprint triathlon while on holiday, or you’re off to Kona for the Ironman World Champs, our triathlon travel insurance covers you for emergency medical expenses, repatriation to the UK and race fee cancellation, on top of all the other features you’d expect from a standard travel insurer.

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Ask yourself two questions about your travel insurance -

Have I checked it covers holidays where the primary purpose is cycling?

e.g. training camp

Have I checked it covers me if I'm taking part in a timed event?

e.g. sportive or triathlon?

Our Triathlon Travel Insurance has been designed specifically for triathletes competing abroad.

Did you know?

EHIC/GHIC card protection is only valid if you are taken to a state hospital in Europe.

Most mountain resorts only have private hospitals whilst state hospitals are few and far between in most of Spain and Portugal.

In much the same way as you by travel insurance for winter sports, we’ve made triathlon travel insurance simple and easy to understand. Buying travel insurance for triathlon has always been needlessly complicated, so our aim has been to make the cover we offer people taking part in a triathlon outside of the UK, absolutely clear.

Triathlon SPECIFIC or GENERIC TRAVEL?

As fellow triathletes we were very aware that standard travel insurance was not reflecting the needs of triathletes. We have worked with our customers to design a travel insurance which fits the needs of triathletes, without sacrificing any aspect of a standard travel insurance products.

We realised most people were unaware of the restrictions on insurance policies provided by standard holiday insurance providers. If you’re racing in the Ironman World Champs or simply training with a group, your regular travel insurance is likely inadequate.

If you are taking several trips over the course of the year, it may work out as better value to take out an annual policy.

Annual or Short Term

A Travel lots, pay less

By spreading the risk over 12 months, we can reduce the rates for you, while still providing cover for every race, holiday and training camp you enjoy abroad.

Our annual policies also include winter sports cover, so purchasing an annual travel insurance before your cycling trip in the summer could save you the hassle of finding another insurer before your skiing trip in the winter.

B No commitment

For those who don’t travel so frequently or don’t want the commitment we also offer short term, single-trip policies. Whilst these are obviously more expensive pro-rata, they offer great flexibility and the same cover afforded to regular travellers.

Discounts

With discounts available for Families and Couples, there is no need to purchase separate annual travel insurance if you’re not all going to be riding. If you travel with you partner we offer them a 50% discount.

For a family policy with two adults, your first child will be added to the policy for half the price, and any more will be added for free. The same discount is available for single parent families where you pay for one adult.

If you are organising a trip with your cycling club, our group discount allows parties of 5 – 10 people to travel on one policy with a 5% discount.

Since active people rarely confine themselves to a single discipline, our annual policies also include free winter sports cover.

A Cover summary
B Competitor comparison

Travel

Trip Cancellation	£5,000
Medical Expenses	£10m
Repatriation	£10m
Dental Treatment	£250
Hospital Benefit	£500
Valuables	£5,000
Travel Documents	£250
Delayed Baggage	£250
Personal Money	£500
Travel Delay	£250
Holiday Abandonment	£5,000
Missed Departure	£1,000
Loss of Limbs or Sight	£20,000
Permanent Disablement	£20,000
Death Benefit	£10,000
Personal Liability	£2m

Cycle Cover

Emergency Cycle Hire	£500
Race Fee Cancellation Cover	£500
Cycle Breakdown Benefit	£200
Cycle Repatriation Benefit	£250
Gadget Cover	£2,000

Winter Sports (ANNUAL)

Ski Equipment	£350
Ski Hire	£300
Ski Pack	£200
Piste Closure	£300
Delay due to Avalanche	£300

	Europe			Worldwide (inc USA)
	365 days	5 days	10 days	365 days	5 days	10 days	Excess
Bikmo Premier plus*	£431	£81	£112	£628	£187	£233	£100
Sportscover Direct Gold**	£528	£135	£180	£2,155	£518	£693	£90
Snowcard Pro Adventure	£650	£100	£161	£1,071	£156	£273	£50
Yellow Jersey Cycle Travel	£102	£32	£52	£130	£61	£84	£60

Cycling travel insurance quotes are based on a 35-year-old single male traveller, and the maximum trip length for annual policies was set at 30 days for all policies where the option was given. The cycle travel insurance quotes are done on a similar level of cover to the Yellow Jersey cycle travel cover. Yellow Jersey cycling travel insurance offers a large variety of cycling and triathlon activities as standard, including ironman, mtb and BMX racing which are considered extreme sports by other providers. Yellow Jersey cycle travel insurance includes winter sports as standard on annual policies. Quotes accurate 23/02/2023. Rates are illustrative; you must visit other UK sites for a full cycling travel insurance quote. Many travel insurance companies include 'cycling' under their list of covered activities but then restrict the type of riding you can do. They might allow an afternoon's pedalling with the family but exclude your sportive, so double check the level of cycling cover when getting a quote. * Added Sports Pack D - this covers triathlon **Sports pack 7 selected, which includes competitive mountain biking

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